Living in Florida, we know there is a high level of mortgage fraud. Many mortgage brokers and lenders initially just want to talk to you on the telephone. They sometimes mislead consumers into providing personal information so that they can be quoted a rate on a loan. Often times, your credit report is pulled without your written consent or permission. By law, mortgage brokers and lenders must follow certain procedures before pulling your credit. If this has happened to you, and you feel they pulled your credit without your permission or otherwise they have violated your rights, contact us. There are laws to protect you.
Another type of mortgage fraud is someone using your identity with out your permission to obtain a home loan.
- Has someone used your information to obtain a home loan without your knowledge?
- Is someone making payments on a property you don’t even know about?
- Is a mortgage appearing on your credit report and it isn’t your financial responsibility?
If this is happening to you, you must take immediate action. Filing a police report or taking criminal action is not enough to protect your credit. Many times the property in dispute will go into foreclosure and your credit will be severely damaged. To prevent this, you must take action and exercise your civil rights. There are Federal and State Laws which protect consumers in these circumstances. If any of these situations have occurred, we are happy you found our web site, so immediately contact us.